909 Madison ST St Charles, MO 63301

Come take a look at this up-and-down duplex with a separately rented detached one-car garage. The lower-level unit is a 1-bedroom, 1-bath apartment currently leased for $1,000/month through October 2026 and boasts an updated kitchen and bathroom. The upper-level unit, accessed from the covered rear porch, is a spacious 1-bedroom, 1-bath with a large kitchen and generous closet space. This unit is vacant and easy to show. The building features a newer architectural shingle roof, steel siding, and a partial cellar with exterior access housing the water heaters and electrical panels. The detached garage has vinyl siding, a newer roof, and rents separately for $100/month. Parking includes on-street spaces in front of the home plus three gravel spaces off the rear alley. Located in a high-demand area in the heart of St. Charles, you're just blocks from Lindenwood University to the west and Historic Main Street to the east. The pricing reflects the need for updates and repairs, offering excellent potential for investors or buyers considering converting the property back into a 3-bedroom, 2-bath single-family home. This is a fantastic opportunity for an income-producing property in Historic St. Charles—come take a look and see the possibilities!